1 WEEK CAR INSURANCE UNDER 21 - TEMPORARY CAR INSURANCE

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Why You Need 1 Week Car Insurance Under 21

If you assume that since you have valid car insurance you will not need any insurance if you have to drive a van in the meantime, then you need to think again. When you drive a van even for a short period, you should have an insurance to drive the van. If you want to drive someone else’s van for a short while and if an accident happens, think of the consequences. Therefore if you are intending to drive a van for a short time, you are not required to have a year long insurance policy for the same. There is short term van insurance that you can avail, which can be from one week to one month or six months. In short you can have the insurance for any specific period as you like.

When you are applying for short term insurance you should not presume that it will be easy to get. There are certain conditions that you have to fulfill if you want to obtain a short term insurance. Rules somewhat vary from person to person, nevertheless, you need to be between 24 and 74 and have held a valid UK driving license for a minimum of one year, not less. Your driving record should be clean, which means less than five points. If it exceeds six points you will be denied the short term insurance cover. Moreover your current insurance policy preferably should not have several claims during the past few years. Claims can weaken your prospect of getting the short term insurance.

Those who require the one week car insurance sometimes are the ones who are shifting their home to another location which will require a few days of house hold items transportation, when they are doing the shifting themselves. Since it will not take more than a week, they require this short term insurance. Those who go on short holidays and need to share the driving, also use the one week car insurance. Those who intend to do some test driving over a week also prefer this short term one week car insurance. Why would you buy a long term insurance when you don’t need one and when short term van insurance is available; why pay more when paying less will be adequate?

The premium of the short term insurance will generally depend on the type of van, because the van can be car driven or a micro van and so on. Specification of the engine is also taken into account along with price of replacements. You need to consider these aspects when you are comparing several quotes.